High & Associates, Inc



105 Old Hewitt Rd. , Ste 400
Waco, TX 76712


(254) 776-7283


(254) 776-5200


About one in 15 insured homes has a claim each year.

Source: Insurance Information Institute, 2017

What's covered by my homeowners policy? How much liability insurance do I need? What's the best way to take an inventory of my home?

Our newsletter articles are designed to provide helpful information on a wide range of timely topics. Simply click on one of the headlines below and the full article will appear. And keep checking month after month. You never know what story may address your individual situation.


  • Are You Ready for the Big One? Quake Risks Are Real

    Though California has experienced the most earthquake damage in recent history, 42 states are at risk for earthquakes. Unfortunately, many people may not know that damage from earthquakes is not covered by standard homeowners insurance policies, though separate coverage is often available.

  • Born to Ride? Bikers Should Consider Safety and Insurance

    More than 8 million motorcycles are on the road in the United States. Unfortunately, there's no way around the fact that riding a motorcycle can be dangerous. Consider these tips before revving up your engine.


  • Eyes on the Road: Guard Against Distracted Driving

    Cell phones are a great invention, but they can be deadly when used behind the wheel. After a decade of decline, motor vehicle fatalities have been rising since 2015, due in part to greater cell phone use and other distracted driving behaviors.

  • Personal Property Insurance: A Diamond May Not Be Forever

    Homeowners or renters insurance may not provide enough protection to replace an engagement ring or other expensive item that is lost or stolen. Purchasing a separate personal property policy or adding a "floater" to a standard policy could provide the protection you need.



  • How to Choose a Deductible You Can Live With

    Having the appropriate deductibles for your auto and homeowners policies could provide peace of mind — and might even save you some cold hard cash.

  • Holiday Hazards: Tips for Celebrating Safely

    It’s easy to get caught up in the excitement of holiday traditions and neglect the potential dangers associated with this time of year. Consider these tips for decorating and celebrating with good sense.